California insurance SR-22 Tips
If you have a DUI in California you will have to file a SR-22 with the DMV. A SR-22 is a certificate of insurance that is required by the DMV in order to keep your license valid. The time frame is 3 years and if you don’t pay your insurance your license will be suspended again.
There are two ways to file the SR-22. The easiest way is an electronic process. The insurance company electronically sends the SR-22 information to the DMV, this can take up to a week before the DMV receives and updates the information. The other way is the paper form itself. Yes, the insurance agent can print out the SR-22 and you can hand deliver it to the DMV. If you need to go in person and pay the license fees this is the best way to process the SR-22..
Its your decision, do you need to go to the DMV and pay fees? If so, you take the paper SR-22.
Do you need a car to have a SR-22?
No.
If you don’t have a car, but need a SR-22 to re-instate your license, then you can purchase a ‘non-owner’ insurance policy. You can request the SR-22 by paper or electronic as mentioned earlier.
The non-owner premium will be much lower because there is no car involved. The non-owner policy covers you while driving other vehicles not owned by you.
If you have any questions contact your agent or this author.
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