California Insurance Guru

People ask me all the time, “should I get uninsured motorist”?  Insurance is about taking on a risk or paying an insurance company for taking on the risk.  Liability insurance is required, but the other coverages are not.  What this means is you have a choice.  A choice to take on a risk, a chance […]

People ask me all the time, “should I get uninsured motorist”? Insurance is about taking on a risk or paying an insurance company for taking on the risk.  Liability insurance is required, but the other coverages are not.  What this means is you have a choice.  A choice to take on a risk, a chance […]

There are good things to be said about the local agent, but don’t pass up the opportunity to quote and buy insurance over the Internet. If you are computer and insurance savvy, there is no reason not to shop for insurance on the Internet.  You can obtain quotes from the lowest companies in minutes. Not […]

There are good things to be said about the local agent, but don’t pass up the opportunity to quote and buy insurance over the Internet. If you are computer and insurance savvy, there is no reason not to shop for insurance on the Internet.  You can obtain quotes from the lowest companies in minutes. Not […]

You can obtain an insurance policy with a SR-22 without a car.  Just ask your agent for a non-owner policy.  A non-owner policy covers you for liability on any car you drive.  To qualify for the non-owner policy you cannot be a registered owner on a car.

You can obtain an insurance policy with a SR-22 without a car.  Just ask your agent for a non-owner policy.  A non-owner policy covers you for liability on any car you drive.  To qualify for the non-owner policy you cannot be a registered owner on a car.

The answer to that is yes and you won’t be required to have a California drivers license. You can obtain insurance with an international license or a license from a different country.

Auto insurance policies are one of the most basic and common types of policies available to consumers. Like any other insurance policy, they involve specific terms and protocols that are often confusing to wade through. Quite simply, an auto insurance policy includes these elements: there is the insurance company, who is offering the policy; the […]

Most insurance companies will say no. But, there are several companies that will insure you. This situation comes up when someone needs to have a car, but has no credit. So, for financial reasons, they will buy a car in someone else’s name and have the need to insure it. The person who owns the […]

First thing you do is make sure everyone is okay.  Next, call the police.  They will send someone out if there are injuries.  Keep in mind, a police officer will not be dispatched if everyone is okay.  If the police are dispatched to the accident they will take statements and call for medical assistance if needed. […]