California Insurance Guru

Are you a person who thinks you don’t need to talk to a California insurance agent to obtain insurance?  Do you know what coverage you want? If you are insurance savvy and computer literate, you can obtain car insurance on-line without talking to an agent. Yes, you read correctly! A lot of people already know […]

Are you a person who thinks you don’t need to talk to a California insurance agent to obtain insurance?  Do you know what coverage you want? If you are insurance savvy and computer literate, you can obtain car insurance on-line without talking to an agent. Yes, you read correctly! A lot of people already know […]

There are all kinds of insurance. There are policies for cars, motorcycles, homes, life and health insurance. I will primarily discuss personal lines insurance. There is also insurance offered for business and more. Is it important to have insurance? Thats a wide open question. We have a need to insure against a liability and to protect […]

There are all kinds of insurance. There are policies for cars, motorcycles, homes, life and health insurance. I will primarily discuss personal lines insurance. There is also insurance offered for business and more. Is it important to have insurance? Thats a wide open question. We have a need to insure against a liability and to protect […]

Years ago when I first started as an insurance agent, I went on an appointment to write a car policy.  The customer was a old gentleman living in the Los Angeles area.  I asked the normal questions about accidents and tickets.  The insured replied that he never had any tickets or accidents.  The prospect had […]

Years ago when I first started as an insurance agent, I went on an appointment to write a car policy.  The customer was a old gentleman living in the Los Angeles area.  I asked the normal questions about accidents and tickets.  The insured replied that he never had any tickets or accidents.  The prospect had […]

The end of the year is upon us and that means a new year is to begin.  There have been no changes in the minimum car or motorcycle insurance requirements for California.  The requirements are as follows: $15,000 per person and $30,000 per accident for liability. $5,000 for liability property damage. Other coverage that you will […]

The end of the year is upon us and that means a new year is to begin.  There have been no changes in the minimum car or motorcycle insurance requirements for California. The requirements are as follows: $15,000 per person and $30,000 per accident for liability. $5,000 for liability property damage. Other coverage that you will […]

A person was in my office yesterday.  They were buying car insurance.  The person stated, ” I hope I’m not making a mistake”. Well, I was alittle taken back.  I asked what was meant by that.  After listening to the reply I realized that this person and most people felt the same way when buying […]

A person was in my office yesterday.  They were buying car insurance.  The person stated, ” I hope I’m not making a mistake”. Well, I was a little taken back.  I asked what was meant by that.  After listening to the reply I realized that this person and most people felt the same way when […]