An individual health insurance policy is a medical plan for individuals.  There are several reasons why this plan may be  for you.  You may need an individual health policy if you are a single person needing an affordable medical plan.   You could be a student looking for low cost insurance with a high deductible.  You may be a parent looking to insure yourself and your children.

You may want medical insurance just for your children.  You may need a family health plan if your employer doesn’t provide group medical insurance. 

An individual health plan can also be used as an alternative to the more costly cobra options that an ex-employer offers.  People who are retired also use an individual health plan as a bridge to eligibility to Medicare.

Again, consult your agent to discuss your insurance needs.