The California wildfires are at it’s worst.  Yes, the fires were man-made.

Now, is a good time to get out your home insurance policy for review.  Talk to your insurance agent and make sure you are covered for replacement cost should your home have a claim.  Many people buy their home insurance policy and never review it.  You should review your policy annually.

If you have made additions  or improvements to your home, your agent needs to be advised.  Your agent should review your policy once a year and call you to discuss any changes that may be needed.

If you have any questions contact your insurance agent or this author.