What do you do? 

First, stay calm and pull over to the side of the road.  Make sure you and your passengers are okay.

Do not leave the scene of the accident.

Call the police or have someone call for you.

The police will fill out an accident report. 

The police will only come if someone is injured.  If there are no injuries you will need to exchange the information below on your own.

Only discuss the accident details with the police.

Do not admit fault.

Get information from everyone involved in the accident

  • Names
  • Addresses
  • Phone Numbers
  • Drivers License Numbers
  • Insurance company name, policy number and Claims phone number

You will need the license plate number on each vehicle involved in the accident and lastly, you will need names and phone numbers of witnesses.

Call your insurance claims office and report the accident as soon as possible.

If you have any questions regarding this article contact your insurance agent or this author.