California Insurance Guru

A prospect wanted to start a car insurance policy.  I asked him if he was the registered owner of the vehicle to be insured.  He replied that he was, but that his father is also listed as a co-owner.  I asked him why his father is listed as a co-owner and he told me thats how it […]

A prospect wanted to start a car insurance policy.  I asked him if he was the registered owner of the vehicle to be insured.  He replied that he was, but that his father is also listed as a co-owner.  I asked him why his father is listed as a co-owner and he told me that’s how it […]

Motorcycle insurance can be expensive.  There are a few ways to make sure your premiums are low and remain low. You need a M1 designation on your license. If you only have a permit, your premium will be higher.  So, the first thing to do is get your motorcycle M1 license.  Don’t try and get […]

Motorcycle insurance can be expensive.  There are a few ways to make sure your premiums are low and remain low. You need a M1 designation on your license. If you only have a permit, your premium will be higher.  So, the first thing to do is get your motorcycle M1 license.  Don’t try and get […]

Are you a person who thinks you don’t need to talk to a California insurance agent to obtain insurance?  Do you know what coverage you want? If you are insurance savvy and computer literate, you can obtain car insurance on-line without talking to an agent. Yes, you read correctly! A lot of people already know […]

Are you a person who thinks you don’t need to talk to a California insurance agent to obtain insurance?  Do you know what coverage you want? If you are insurance savvy and computer literate, you can obtain car insurance on-line without talking to an agent. Yes, you read correctly! A lot of people already know […]

There are all kinds of insurance. There are policies for cars, motorcycles, homes, life and health insurance. I will primarily discuss personal lines insurance. There is also insurance offered for business and more. Is it important to have insurance? Thats a wide open question. We have a need to insure against a liability and to protect […]

There are all kinds of insurance. There are policies for cars, motorcycles, homes, life and health insurance. I will primarily discuss personal lines insurance. There is also insurance offered for business and more. Is it important to have insurance? Thats a wide open question. We have a need to insure against a liability and to protect […]

Years ago when I first started as an insurance agent, I went on an appointment to write a car policy.  The customer was a old gentleman living in the Los Angeles area.  I asked the normal questions about accidents and tickets.  The insured replied that he never had any tickets or accidents.  The prospect had […]

Years ago when I first started as an insurance agent, I went on an appointment to write a car policy.  The customer was a old gentleman living in the Los Angeles area.  I asked the normal questions about accidents and tickets.  The insured replied that he never had any tickets or accidents.  The prospect had […]