California Insurance Guru

California law requires that Uninsured and Underinsured motorist coverage must be offered with every car policy issued in this state. The coverage is not required and if you don’t want it you have to sign a waiver excluding it.  Uninsured motorist will pay for your medical expenses, loss wages and pain and suffering if you are […]

If you don’t have a personal health insurance plan, it’s a good idea to have medical payments coverage on your car policy. 

If you don’t have a personal health insurance plan, it’s a good idea to have medical payments coverage on your car policy.

No, the policy won’t terminate if the payment is missed by the due date, but you will receive a letter stating the policy will terminate if the missed payment isn’t received by the date specified in the letter.    Most companies will give you plenty of time to get your payment in, the time varies from company to […]

No, the policy won’t terminate if the payment is missed by the due date, but you will receive a letter stating the policy will terminate if the missed payment isn’t received by the date specified in the letter.    Most companies will give you plenty of time to get your payment in, the time varies from company to […]

When you are seeking a home quote for insurance you will be asked many questions.  The insurance agent will enter the information into a replacement cost estimator to determine the amount of insurance needed to rebuild your home.  The home must be insured to 100% full replacement cost. A lot of people get confused when asking […]

When you are seeking a home quote for insurance you will be asked many questions.  The insurance agent will enter the information into a replacement cost estimator to determine the amount of insurance needed to rebuild your home.  The home must be insured to 100% full replacement cost. A lot of people get confused when asking […]

Times are tough for everyone.  The economy is at it’s worse and everyone seems to be affected.  I thought being an insurance agent I wouldn’t have to worry about my income.  But, that’s not necessarily true, when people have little money they pay for basic needs only. 

Times are tough for everyone.  The economy is at it’s worse and everyone seems to be affected.  I thought being an insurance agent I wouldn’t have to worry about my income.  But, that’s not necessarily true, when people have little money they pay for basic needs only.

That’s correct, you don’t need a ‘California’ driver’s license to get insurance.  There are companies in California that will insure you with a foreign driver’s license.