California Insurance Guru

The affordable health care is now up and running. If you don’t have medical insurance, you need to go to the Covered California web site and use their calculators to determine what your assistant tax credit would be. keep in mind, all people need to be insured by January 1, 2013 or face a penalty.

I have not written a post in a couple of months, not because I’m on vacation or ill, but because I haven’t received any questions about insurance from my viewers.

I have not written a post in a couple of months, not because I’m on vacation or ill, but because I haven’t received any questions about insurance from my viewers.

First thing to do is talk to your insurance agent to determine if you have the right coverage for your risk, (car, home or ?).  Once you determine what coverage is needed adjustments should be made to meet your budget. Raise your deductibles.  Doing so can reduce your insurance premium by as much as 40%. Insure both your […]

Identity fraud occurs when someone uses the personal information of another without their consent. Identity fraud is becoming more common and continues to increase. Nearly 10 million people in the United States are affected annually. Personal records were either stolen, lost or compromised in the millions in 2005.

Identity fraud occurs when someone uses the personal information of another without their consent. Identity fraud is becoming more common and continues to increase. Nearly 10 million people in the United States are affected annually. Personal records were either stolen, lost or compromised in the millions in 2005. The Federal Trade Commission states that Identity fraud […]

No! An agent who represents several companies will charge a broker fee.  The broker fee is non-refundable.  Now, don’t get me wrong, if the agent makes a mistake and you need to cancel the policy before it goes into effect, you should get the broker fee returned.  Keep in mind, all agents aren’t going to […]

No! An agent who represents several companies will charge a broker fee.  The broker fee is non-refundable.  Now, don’t get me wrong, if the agent makes a mistake and you need to cancel the policy before it goes into effect, you should get the broker fee returned.  Keep in mind, all agents aren’t going to […]

The California Office of Emergency Services offers these tips to help keep you safe and injury-free during an earthquake. In a High-Rise Building: Look for items that could fall, duck under a desk or table, move against an interior wall, and protect your head with your arms.  Do not use elevators. Outdoors: Move to a clear […]

The California Office of Emergency Services offers these tips to help keep you safe and injury-free during an earthquake. In a High-Rise Building: Look for items that could fall, duck under a desk or table, move against an interior wall, and protect your head with your arms.  Do not use elevators. Outdoors: Move to a clear […]