California Insurance Guru

Spring is coming and you want a motorcycle.  You need a M1 license and insurance.  One of my prior articles discussed getting a license and when to buy motorcycle insurance. When I first started riding a motorcycle I was told there are two kinds of motorcycle riders, one who has been down on their bike and the […]

Spring is coming and you want a motorcycle.  You need a M1 license and insurance.  One of my prior articles discussed getting a license and when to buy motorcycle insurance. When I first started riding a motorcycle I was told there are two kinds of motorcycle riders, one who has been down on their bike and the […]

Motorcycle insurance can be expensive.  There are a few ways to make sure your premiums are low and remain low. You need a M1 designation on your license. If you only have a permit, your premium will be higher.  So, the first thing to do is get your motorcycle M1 license.  Don’t try and get […]

Motorcycle insurance can be expensive.  There are a few ways to make sure your premiums are low and remain low. You need a M1 designation on your license. If you only have a permit, your premium will be higher.  So, the first thing to do is get your motorcycle M1 license.  Don’t try and get […]

There are all kinds of insurance. There are policies for cars, motorcycles, homes, life and health insurance. I will primarily discuss personal lines insurance. There is also insurance offered for business and more. Is it important to have insurance? Thats a wide open question. We have a need to insure against a liability and to protect […]

I would like to invite anyone with questions for California insurance to email us your query. We are actively seeking people who have questions concerning California insurance.  We write weekly articles on questions or concerns for California residents.

Retirement years bring a lot of new surprises.  Although, your body may not react the same way, your insurance should be a source of some comfort. There are many discounts for retired people on car, home and other insurance.  Not only are there discounts for having multiple policies with one company, there are discounts for […]

Today, I’m writing about my past articles.  These articles are written for you, the California consumer. The article on Wild Fires in California let everyone know how important it is to have a knowledgeable and personal agent.  I wrote about agents who are brokers versus captive agents and what it means to you.  Another article […]

When shopping for insurance most people buy with price in mind.  Price is important, but its certainly not the only reason to base your decision making. How important is the insurance company you choose?  Choose your insurance company wisely.  You want a top rated company that has good customer service and an excellent claims reputation. […]

The following are the minimum legal requirements for getting auto insurance in California: · Minimum bodily injury liability per person in an accident: $15,000 · Minimum bodily injury liability per accident: $30,000 · Minimum liability for property damage in an accident: $5,000 · Uninsured motorist coverage is NOT required · California is NOT a “no-fault” state