California Insurance Guru

First thing to do is talk to your insurance agent to determine if you have the right coverage for your risk, (car, home or ?).  Once you determine what coverage is needed adjustments should be made to meet your budget.

Auto collision covers losses due to collision with another car or object.  If you have a claim due to collison the insurance company will pay to repair or replace your vehicle (less your deductible).  Collision coverage will pay to repair or replace your vehicle regardless of fault. 

Winter is here, so below I will list some tips to ensure a good experience when calling Roadside Assistance. Know how many miles your tow service will take you.  If it’s only 7 miles, know that as you will be responsible to pay the difference beyond the miles afforded by the tow service.

What are the Discounts offered on auto insurance There is a multi-policy discount available for those who place their home and car insurance with the same company.  The discount can be as high as 25% on both the auto and home insurance policy. There is a discount for taking the mature driver improvement course for […]

In the event of an accident, call your insurance agent or claims representative immediately. A trained Claims Associate will take your information and begin processing your claim right away.  In order to ensure the fastest possible handling of your claim, you can help by doing the following things:

Insurance companies are closely watching the fires and high winds in Southern California.  Currently, there are three major fires, they are known as the Tea Incident, Sayre and Freeway Complex blazes. Orange, Los Angeles, Santa Barbara, Riverside and San Bernardino counties are the areas that have been affected.

Identity fraud occurs when someone uses the personal information of another without their consent. Identity fraud is becoming more common and continues to increase. Nearly 10 million people in the United States are affected annually. Personal records were either stolen, lost or compromised in the millions in 2005.

Have your vehicle serviced regularly: Tune-ups improve performance and gas mileage. Ease up on the gas and brake pedals:

 As you know, wild fires happen every year.  Below I list a few pointers that you need to apply in order to protect your home.

The agent will need current copies of your registration.  Most insurance companies require that the registration be in your name, some companies will allow the the vehicle registered to someone else.  If your car is registered to someone else there are companies that will insure you.  They will want to either rate that person on […]