California Insurance Guru

A lot of  Californians know that it’s against the law to drive and talk on the cell phone without a hands free device.  But, a lot of Californians don’t know that it became a law on January 1, 2009 that you cannot text on the phone while driving.

California law requires that Uninsured and Underinsured motorist coverage must be offered with every car policy issued in this state.  The coverage is not required and if you don’t want it you have to sign a waiver excluding it.