California Insurance Guru

Retirement years bring a lot of new surprises.  Although, your body may not react the same way, your insurance should be a source of some comfort.  There are many discounts for retired people on car, home and other insurance.  Not only are there discounts for having multiple policies with one company, there are discounts for […]

The holidays are coming and with them the cold weather.  Winter is just around the corner.  Are you and your car prepared? Here are some important tips to help you winterize your car. Get an oil change.  Use the right kind of oil.  Oil tends to thicken as it gets colder and if its too […]

Thats right, you read the title.  California drivers are required to have liability insurance.   How important is car insurance?  Well, its right up there with food.  If you don’t have car insurance, you can’t get to work, the store, the doctor or anywhere.  If you can’t get to work, you don’t have a pay-check to […]

Today, I’m writing about my past articles.  These articles are written for you, the California consumer. The article on Wild Fires in California let everyone know how important it is to have a knowledgeable and personal agent.  I wrote about agents who are brokers versus captive agents and what it means to you.  Another article […]

Its the season for wild fires in California.  October seems to bring the winds and fires to our Southern part of the state.  This year is no exception and we are seeing fires in San Diego, Malibu, Santa Clarita, Orange County and the San Bernardino Mountains.  Most of these fires are human produced.  As a […]

Thats right, this month only, no broker fee.  For the month of October, 2007, we are offering insurance policies with no broker fee.  Just go to www.starkquote.com and click on auto insurance under quote me’ on the left side of the home page.  Fill out the form and write, NO Broker Fee’ in the comments section.  […]

Statistics show that most people have their car insurance with one company and their home insurance with another.  In some cases that might be the way to go, but in most cases you will save big dollars if you get quotes for both policies with the same company.  Seek out the companies that give big […]

Well, what can you say, the time has finally come.  Your child is now a teen and ready to drive.  Depending on the situation and the insurance company, this can be a costly adventure.  The 1st thing to decide is, will your teen be driving your car part-time or will they have their own car?  […]

People ask me all the time, “should I get uninsured motorist”?  Insurance is about taking on a risk or paying an insurance company for taking on the risk.  Liability insurance is required, but the other coverages are not.  What this means is you have a choice.  A choice to take on a risk, a chance […]

You can obtain an insurance policy with a SR-22 without a car.  Just ask your agent for a non-owner policy.  A non-owner policy covers you for liability on any car you drive.  To qualify for the non-owner policy you cannot be a registered owner on a car.