California Insurance Guru

Auto collision covers losses due to collision with another car or object.  If you have a claim due to collison the insurance company will pay to repair or replace your vehicle (less your deductible).  Collision coverage will pay to repair or replace your vehicle regardless of fault. 

I received a call the other day from one of my insureds.  Apparently, my insured’s wife was being followed by someone who claimed her car kicked up a rock and hit his car. Well, being followed by anyone these days is scary.  My insured’s wife was on her way to visit her husband at work […]

I tell all my insured’s to call me first if they have a claim.  I tell them, I want to talk to you first, if possible, to advise you before you talk to a claims representative.  An insured of mine recently called to ask about a possible claim on their auto insurance policy. The insured said, “I hit […]