Comprehensive covers your car or motorcycle in case of damage by fire, theft, vandalism, earthquake and falling objects. Comprehensive covers the cost to repair your vehicle. Keep in mind, you will have to pay a deductible; the insurance company will pay the remainder.
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Don’t confuse these two coverages, they are different. I’m going to first talk about property damage coverage. You are required to have property damage coverage on your car policy. Property damage covers damage you cause to someone else’s car or property when you are at fault in an accident. The minimum property damage coverage by […]
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Shop around and make sure the quotes you are comparing match your current policy. Talk to the agent about higher deductibles for comprehensive and collision. The higher the deductible the lower the premium.
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