California Insurance Guru

Today, I’m writing about my past articles.  These articles are written for you, the California consumer. The article on Wild Fires in California let everyone know how important it is to have a knowledgeable and personal agent.  I wrote about agents who are brokers versus captive agents and what it means to you.  Another article […]

The insurance industry in the State of California is regulated under Part 2 of the California Insurance Laws.  Life insurance claims procedures and policy requirements are in place to protect you, the consumer. California law provides consumers a “free look” period of 10 days in which to decline or accept a life insurance policy.  Many companies […]

The following are the minumum legal requirements for getting auto insurance in California: · Minimum bodily injury liability per person in an accident: $15,000 · Minimum bodily injury liability per accident: $30,000 · Minimum liability for property damage in an accident: $5,000 · Uninsured motorist coverage is NOT required · California is NOT a “no-fault” state