California Insurance Guru

What is Insurance? Insurance is the pooling of money by many people to protect themselves from the risk of losses which may be difficult for an individual to withstand financially. What is an Agent?  An Agent is an individual that solicits insurance for an Insurance company or companies. What is a policy? A policy is […]

Don’t confuse these two coverages, they are different. I’m going to first talk about property damage coverage.  You are required to have property damage coverage on your car policy.  Property damage covers damage you cause to someone else’s car or property when you are at fault in an accident.  The minimum property damage coverage by […]