California Insurance Guru

Term life insurance is more affordable than any other type of life insurance.  Term life has no cash value.  There is no savings program associated with it.  You can compare it to renting a house.  You own nothing.  If you stop making payments it terminates. 

An individual health insurance policy is a medical plan for individuals.  There are several reasons why this plan may be  for you.  You may need an individual health policy if you are a single person needing an affordable medical plan.   You could be a student looking for low cost insurance with a high deductible.  You may be a […]