California Insurance Guru

The California wildfires are at it’s worst.  Yes, the fires were man-made.

When you are seeking a home quote for insurance you will be asked many questions.  The insurance agent will enter the information into a replacement cost estimator to determine the amount of insurance needed to rebuild your home.  The home must be insured to 100% full replacement cost. A lot of people get confused when asking […]

I received a call from an insured today.  Apparently, they received a letter from their mortgage company requesting that their home insurance policy be reviewed to determine if it is underinsured. It’s a sad day when the banking industry is dictating to insurance companies and insured’s the replacement cost for homes and to review their […]

The fires have been contained in Southern California as of the writing of this article.  The people in the burn areas as well as most people around the state are pulling out their insurance documents for their home policies.  The question on most of their minds, Do I have enough coverage for my home and property’?  If […]