California Insurance Guru

I received a call the other day from one of my insureds.  Apparently, my insured’s wife was being followed by someone who claimed her car kicked up a rock and hit his car.
Well, being followed by anyone these days is scary.  My insured’s wife was on her way to visit her husband at work for […]

My car policy cancelled, can I reinstate it?

Well, it depends on the company.  But, most companies will reinstate your car, motorcycle or home policies with a lapse.  Each company has there own guidelines.  You will need to talk to your agent and ask if you qualify for reinstatement. [Read the rest of this entry…]

My car policy cancelled, can I reinstate it?
Well, it depends on the company.  But, most companies will reinstate your car, motorcycle or home policies with a lapse.  Each company has there own guidelines.  You will need to talk to your agent and ask if you qualify for reinstatement.

An insurance agent does a lot of work to verify a quote.  Why, because he or she has to be accurate.  Of course, the quote is based on the information you provide.  Does the agent order reports?  NO, not before he has an appointment to write the policy.  The reports cost money and the agent would be foolish to order them prior to writing a policy. [Read the rest of this entry…]

An insurance agent does a lot of work to verify a quote.  Why, because he or she has to be accurate.  Of course, the quote is based on the information you provide.  Does the agent order reports?  NO, not before he has an appointment to write the policy.  The reports cost money and the agent […]

Your car or motorcycle insurance will transfer to your new residence in the state you live, but if you move out of state you will have to cancel your policy and start a new policy. 

Don’t terminate your insurance policy until you’re  moved and have a current policy in place.  [Read the rest of this entry…]

Your car or motorcycle insurance will transfer to your new residence in the state you live, but if you move out of state you will have to cancel your policy and start a new policy.
Don’t terminate your insurance policy until you’re  moved and have a current policy in place.

If you have a DUI in California you will have to file a SR-22 with the DMV.  A SR-22 is a certificate of insurance that is required by the DMV in order to keep your license valid.  The time frame is 3 years and if you don’t pay your insurance your license will be suspended again.

There are two ways to file the SR-22.  [Read the rest of this entry…]

If you have a DUI in California you will have to file a SR-22 with the DMV.  A SR-22 is a certificate of insurance that is required by the DMV in order to keep your license valid.  The time frame is 3 years and if you don’t pay your insurance your license will be suspended again.
There […]

Spring is coming and you want a motorcycle.  You need a M1 license and insurance.  One of my prior articles discussed getting a license and when to buy motorcycle insurance.

When I first started riding a motorcycle I was told there are two kinds of motorcycle riders, one who has been down on their bike and the other who will go down on their bike.

Well, as you can imagin, that didn’t go well with me.  But, the point was well taken.  Yes, I eventually did go down and so will you.  I’m not trying to make you paranoid, but you need to be cautious and aware.  Remember, your only on 2 wheels. [Read the rest of this entry…]