California Insurance Guru

That’s correct, you don’t need a ‘California’ driver’s license to get insurance.  There are companies in California that will insure you with a foreign driver’s license.  [Read the rest of this entry…]

That’s correct, you don’t need a ‘California’ driver’s license to get insurance.  There are companies in California that will insure you with a foreign driver’s license.

I will list 8 things you need to do at an accident.

1. Stay at the scene of the accident, again, don’t leave.  Make sure everyone including yourself are okay.
2. Call the police.
3. Complete an accident report.  If you don’t have one, you will need to obtain the year, make and model of the other vehicle, driver name, license number, address, phone number, policy number and insurance information.  [Read the rest of this entry…]

You don’t want to be caught unprepared! 

Has it been a year or more since you reviewed your policy with your agent? 

Have you made changes to your Home? [Read the rest of this entry…]

You don’t want to be caught unprepared!
Has it been a year or more since you reviewed your policy with your agent?
Have you made changes to your Home?

Snow and ice accumulation can damage natural gas meters and outdoor appliances such as barbecues and water heaters.  To prevent potential damage or insurance claims:

• Install a shelter above your natural gas meter to prevent snow or ice accumulation.
• Use a broom, not a shovel to clear snow or ice off natural gas meters and outdoor appliances.
• Keep outside gutters free of leaves and debris. [Read the rest of this entry…]

The California Earthquake Authority, better known as the CEA offers a choice of two deductibles, 10% or 15% for residential properties. [Read the rest of this entry…]

The California Earthquake Authority, better known as the CEA offers a choice of two deductibles, 10% or 15% for residential properties.