Your policy covers you anywhere in the United States.  But, there may be differences from state to state.  If you are staying in another state for a long period of time, say 3 months or more, you may want to change your insurance.  The determining factor is, where is my permanent residence?  What determines your residency is where you live, receive your mail and how long you live there during the year?  Is your driver’s license and car registered in the same state?  If you plan on going back to your state, you may not want to change your driver’s license and car registration to another state.  It can become costly to change back and forth.  Again, if you are moving permanently, then you will have to change your driver’s license, registration and insurance to that state.

States could have differences in minimum liability requirements, or be a no-fault insurance state.  Some states may offer coverage for loss of income, funeral expense, accidental death, etc., while other states may not.  Whatever the coverage differences, your policy will comply with the minimum standard requirements for liability in each state.

Yes, that means if your driving in another state and they have higher limits for minimum liability coverage, you are covered in a claim for that higher limit even if the coverage you have is lower.

Most insurance companies will allow military personnel as the only exception to reside in one state while being insured in another. 

As always if you have any questions or just want an Insurance quote, contact www.starkquote.com insurance or call us 1-800-654-4003

We are the experts for California Car and Home Insurance.